Credit history report Rhode Island

This is dropping my credit score tremendously, I have not credit history report Rhode Island had credit of any type in years, all paid in cash. Sherri of Prosperity, SC I pulled my credit report and discovered that Fisrt USA, NA has made over 10 inquires to my credit. I don't have a card with them, so I not sure why this has been done. This has caused the credit history report Rhode Island credit card company, whom I do have a credit history report Rhode Island card with to lower my credit limit. Mariletta of Miami Gardens, FL This bank has requested and received a TransUnion credit report on me. I have never authorized it -- I have never even heard of them.

I have had credit cards since their inception -- many decades. free credit reports free I have never made a late payment, nor have I ever carried a balance due to the next month. I have never had a loan nor a mortgage -- I pay cash for my homes and cars. I'm sure this has lowered my excellent credit rating. Jeanne of Albuquerque, NM My payment for January was due on January 11th.

Because it was on a Sunday, I has (wrongly) assumed it would be considered on time with a payment on Monday, January 12. In fact I even paid a $14.95 E-Pay fee to credit history report Rhode Island get what I assumed as on time. free credit report from all 3 bureaus My credit history report Rhode Island February statement came and they charged me a $39.95 LATE FEE and upped my interest rate from 17.9 to 27.9. And the first two folks credit history report Rhode Island I spoke to felt credit history report Rhode Island bad and even started credit history report Rhode Island the proicess of waiving late fee and reducing rate. Until I got to final person, credit history report Rhode Island who told me there was nothing he could do and I have to live with new APR.

As we bail them out (First USA is owned by Chase), credit history report Rhode Island they have no shame. I will be writing to my congressman, my senators, the BBB, Atty General, and media.

Paul of Lee, NH This company has performed a hard credit inquiry without my authorization. free online credit check I was notified through tripple alert credit monitoring service. am I correct that they may not do this without authorization? Lower credit score affecting my capacity to obtain future credit. Anne of Sacramento, CA I'm going through a refinance and just found out that First Usa made an credit history report Rhode Island unauthorized inquiry into my credit in October 2008.